My wife and I are both teachers by day. We love the work, but the pay is very low. The one sole benefit that we enjoy is exceptional health care. Since we are both teachers in the same district, we pay zero, zilch, nada for our family health care insurance. It cost us a $5 co-pay for each of children being born.

You can't beat that, but I also see my father struggling with Parkinson's disease and the high medical bills that he has to pay for treatment. There has to be a better way. What that is I do not know.

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