Originally Posted by John W. Selleck

What happens is that as soon as they see a chance to use a much cheaper system, employers will do thier best to force employess to take that system even when it is against their own best interests. Once you have enough companies doing that the insurance companies, who cannot compete with a federally aided program, will lose their customer base and go under. There goes my choice of heathcare insurer out the window.


Maybe, John...

Actually, I've been wondering how health insurance got tied to employers to begin with. We don't require employers to contribute to life, car, or homeowners insurance. So why health insurance?

Makes me think that a lot of problems could have been avoided if, on day one, we had simply made people responsible for buying their own insurance. We'd probably have better competition too since companies would have to compete for individuals, rather than companies. I don't think most folks have much choice these days - because their employers pre-select the (few) plans that will be available.

Scott

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