Bob,

You should at least have catastrophic medical coverage for the big stuff even if you have a very large deductible to keep the rate down. Fundraisers will not come close to paying medical bills for anything serious. I had some surgery in April and spent a week in the hospital - the bill was $70,000. The insurance company actually paid it off for $10,000, but even so, a fundraiser will not even scratch the surface.

Colin

I try to critique as if you mean business.....

http://colinwardmusic.com/

http://rosewoodcreekband.com/